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DWM

DUNPHY WEALTH MANAGEMENT, INC.

...we do well when you do well

weekday, evening & weekend availability · offering in-home or office appointments

1080 Nimitzview Drive· Suite 302 ·Cincinnati OH 45230     ·     PH:    513-232-6333/ fax 1-888-382-4648

How to Get Started

 Call or e-mail us to set up an initial appointment at our office or in your home.

info@dunphywm.com

 

 

 DUNPHY WEALTH MANAGEMENT OVERVIEW

Dunphy Wealth Management, Inc., provides comprehensive, fee-only advice in the areas of investment management, financial planning and elder care/estate decision-making.

Since 1990, President James M. Dunphy, CFP®, CPA has filled the need of busy people looking for cost-effective financial planning services.  A lifelong resident of Cincinnati, Jim is grateful and committed to a loyal clientele who has helped him build a referral-based practice.  His demonstrated success in guiding people as they face financial uncertainties has earned him high regard as a highly competent, honest businessman dedicated to providing comprehensive, sensible, fee-based financial advice.

  • Investment Management
  • Financial Planning and Taxes
  • Elder Care/Estate Decision-Making

 Practice Focus

Dunphy Wealth Management, Inc. (DWM) primarily provides active investment management with fees based on a percentage of assets under management.  DWM also furnishes tax preparation, investment and personal financial planning advice through consultations for an hourly fee or an agreed-upon fixed fee.  Standard hourly rates range from $75 to $125. DWM does not sell products or charge separate commission or transaction fees.

 DWM works with clients to identify a growth or income strategy and appropriate risk tolerance level based on time horizons and ability to tolerate volatility.  We then assemble suitable diversified investment portfolios that may include cash, certificates of deposit, bonds and no-load, no-transaction-fee mutual funds. 

Mutual funds may include cash, bonds, real estate investment trusts (REIT’S), commodities, gold, or equities. In certain situations, DWM may create a portfolio using exchange-traded funds. The inclusion of common stock in client portfolios is permitted with the understanding that DWM will assess a nominal non-discretionary fee for holding these types of assets.  DWM does not provide advice on individual stock nor does DWM refer clients for such.

Client portfolios are monitored and strategically re-balanced in an effort to *improve long-term performance. 

CFP, CERTIFIED FINANCIAL PLANNER and  are certification marks owned by Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

*Past performance is not a guarantee of future results.

Our Clients

The majority of clients referred to us are busy, upper middle-income people looking for a personalized, cost-effective solution to their financial issues.  When they have a question or concern, we strive to promptly respond with utmost respect and clarity.  Placing a high value on client satisfaction, we recognize the need to communicate in various forms. Please let us know what would make us even more effective financial planning partners.

THANK YOU FOR VISITING OUR SITE.  WE WOULD BE PLEASED TO MEET WITH YOU SOON

DUNPHY WEALTH MANAGEMENT, INC.

THE INVESTMENT RISK/REWARD RELATIONSHIP

Investments generally earn higher returns when subject to higher risk (volatility).  It is crucial that you as an investor come to terms with your personal risk tolerance so that you will remain invested for the long term during market downturns. Assuming at least some risk is the price you pay to make money.

ASSET ALLOCATION, DIVERSIFICATION AND MANAGEMENT STYLE

Asset allocation, on a primary level, is the process of dividing your investments among the major investment categories based on your risk tolerance and time horizon (years until funds are needed). Historically, this alone helped protect a portfolio and "weather the storm" as losses in one investment type were offset by gains in another, e.g. bonds gained while stocks declined. A variety of factors have dramatically reduced the effectiveness of this approach, and now a pro-active style emphasizing defensive tactics has proven more effective and profitable.

Diversification is a risk-reduction strategy whereby investments are spread across a wide range of companies, industries and mutual fund families. This helps reduce both market-wide and company-specific risk. This also allows us to select "all-star" fund managers who are experts in their particular area of the market. On a secondary level, these "all-star" fund managers have a proven track record of outperformance (known as "alpha") in exceeding their peers and the average (or "benchmark") for their particular market niche.

DWM Investment Management Strategies:

      · Growth: This active-management strategy allows us to employ Tactical Asset Allocation in your portfolio to maximize returns while navigating through difficult markets. We do this by first selecting top-tier mutual funds and then proactively re-allocating your investments based on likely future broad-market conditions. This more aggressive strategy should result in higher risk with higher returns.*

      · Income: This more conservative strategy is designed primarily for income and stability of principal. The goal is to exceed certificate of deposit rates while keeping risk (volatility) at a low level. This portfolio will remain fully invested at all times. Accounts with longer time horizons may be strategically rebalanced at major market inflection (change) points.*

      *Past performance is not a guarantee of future results. Please contact us at 513-232-6333 to specifically discuss your investment goals.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Send mail to info@dunphywm.com
Last modified: 3/8/2016